Further Changes are Underway Outside of the Royal Commission Findings

Performing a ‘Credit Check’ can make some of us nervous. Particularly, if financial skeletons exist in your closet! Australia currently operates under a Negative Reporting System, meaning lenders assess risk on negative reports like defaults, bankruptcy or missed bills recorded on your file. Mid-year Comprehensive Credit Reporting (CCR) will become mandatory, and banks will [...]

By |2019-02-08T15:44:41+11:00February 7th, 2019|Credit and Loans, Uncategorized|1 Comment

The Value of Getting Good Financial Advice

Recent surveys suggest that about 80% of the Australian adult population does not seek financial advice. Why is that? Talking to people on a daily basis, I hear the common perception that advisers are there to sell products and don’t really engage with you about what it is you want in your life. To you, [...]