Some retirees rely solely on their rental incomes from their investment properties to fund their retirement. Others use it simply to enhance their lifestyle, regarding it as nice-to-have additional income — and of course many retirees don’t own rental property at all. Let’s answer the three most frequently asked questions by people considering investing [...]
A basic principle of wealth accumulation is that at least some of the income you generate throughout your working years should be utilised towards growing your wealth. By accumulating growth assets such as properties, businesses or shares that increase in value over time, in retirement those same assets may be used to either partially or [...]
There are plenty of mistakes that you can make when it comes to investing. I tend to group them into two main categories: fundamental and technical. So, what are the fundamental mistakes that investors make? Before I can answer this question, let’s take a step back to establish why people invest in the first [...]
Like anything you do in the investing space knowing which strategy to apply and when to apply it are powerful wealth creation tools. Rentvesting is becoming ever more popular strategy as more and more people have been priced out of their preferred markets over recent years. In essence, the strategy of Rentvesting is investing into [...]
Remember back at school when you got a report card that told you, or perhaps more importantly your parents, how well you were performing in each of your subjects? Well, your credit score and credit report are used by lenders to see how well you are doing managing your finances.If you are looking to borrow [...]
Drum roll please… At today’s Reserve Bank of Australia (RBA) board meeting today they have decided to leave rates on hold at the historical low official cash rate of 1.5% p.a. As we have discussed many, many times over the last 18 months the RBA has been stuck between a rock and a hard [...]
We have written about McDonald's not being in the hamburger business but rather the property business before. Forget the two all-beef patties, special sauce, pickled onions on a sesame seed bun: they are taking things to a whole new level by partnering with Stockland to develop one of their sites into 350 apartments, 1,565 square [...]
The RBA has met again this month and unsurprisingly has left the official cash rate at 1.5% p.a. Recent data from the US have shown payroll numbers surprising to the upside. Combined with Trump’s corporate tax cuts, the expectation of higher inflation has resulted in increased yields on US bonds and a sell-off in [...]
The Reserve Bank Of Australia (RBA) has met again today and — once again! — has left official interest rates on hold at 1.5% p.a. As we have said for most of 2017, official rates are unlikely to move in a hurry, as the world suffers from sluggish inflation and high asset prices in a [...]
It should come as no surprise that the RBA has again decided at today’s board meeting to leave the cash rate unchanged at 1.5%. I feel a bit like a broken record, as for the last few months we have been saying that the economic environment we find ourselves in is more heavily weighted to the downside, not [...]
As we have been saying for some time now, we don't expect the RBA to move on the official cash rate in the near term, based on the current economic conditions. So it should come as no surprise to any of our followers that at its meeting today, the RBA decided to leave the [...]
Unsurprisingly, the Board of the RBA has decided to leave the cash rate unchanged at 1.50%. As we have said since late last year, we don’t expect conditions in Australia, or globally, to push the RBA off the fence anytime soon. Unfortunately, in Australia, rising property prices in Sydney and Melbourne, fueled in large part [...]
